@creditDave

American express


They look at Experian 


American Express Gold has $250 annual fee. 


dig deep into investing in yourself and your time.


only takes one person in your household. 


putting you on my card. automatically got credit. 17,18 with 700 credit score. 


you giving them a head start. Didn't have money to pay for kids for college. need students need loan. cosigner. What are you going to do? I'm sorry you are not getting educated? we can figure that out? 


money is a mindset and a conversation. Runway is talking about it all day everyday. Utilize your resources. people around you know things. find someone else who is going to help you get to it.


Bought a product, looking to invest in themselves. 750,800. What else can I do? 


Collecting money for them, upload, make their payment. hide utilization. so much you can do. Credit is everything. I am licensed real estate agent. without credit you can't do anything. people are scared to use their credit. You could be doing better!


If you just add authorized user, get yourself into a situation that you can add next. cousin, mother, daughter.


Need it when you have a better score. auto loan. okay. pay 20% on dodge chargers. In Chicago got a charger. its a whole lot of people with crazy car notes. if they took their time, get credit better. be in much better situation. get there. yo, couple of more weeks. get 700. 


Derogatory, if it's there, it's there. 


Student loan, mortgage, installment loan. over time, same amount.


$25  a month. reports to all 3 credit bureaus. receive that money back. link in Bio as well. 



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